If you review your report and D.C. Credit Services, Inc. is listed on your credit report anytime before July 1, 2002 then you need to send the follow notice to the credit bureaus.

Experian
P.O. Box 2104
Allen, TX 75013-2104

Transunion
1561 E. Orangethorpe
Fullerton, CA 92831

Equifax
P.O. Box 740256
Atlanta, GA 30374

To Whom It May Concern:
It has been brought to my attention that the Federal Trade Commission ordered D.C. Credit Services, Inc. to remove negative information placed by them on consumer credit reports from the years of 1996 – 2002. I recently reviewed my report and discovered they are still report on my credit report or they illegally altered the date of last activity to appear as if I have recently made activity on this account when I have not.

I do not believe that these items should be listed on my credit file. If you review my report you will see that D.C. Credit Services, Inc. was attempting to collection on a debt for (creditors name here) or purchased a debt from (insert name here) and has this open date and date of last activity (fill in how it is reported on your credit file).

For further use I am attaching the article printed directly from the FTC’s website for your review. I understand that things can be overlooked from time and time and am confident you will comply with the Federal Trade Commissions consent decree.

For identification purposes I am enclosing a copy of my Drivers License and a utility bill.

Thank you for your prompt attention to this matter and I look forward to receiving a copy of my updated credit report within the next 30 days.

Thank you,
Informed Consumer

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