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How To Become Debt Free!
"The Debt Relief Secret"


Make More Money
One great way to get out of debt is to, ta da, make more money. That is as long as you’ve stopped creating new debt and have taken control of your spending. This is because if you haven’t taken control of your finances making more money will tend to get you into more debt.

You probably have heard stories of lottery winners or young super-stars who thought that they could spend money without limits. Then they went broke. Okay, enough of this, let’s talk about making more money.

Start Your Own Business
One of the best ways, for many reasons among them being taxes, to make more money is to start your own business. You may be surprised at how little it takes to get started. Get started by listneing to an I Hate Debt radio interview with "Creating Your Own Destiny" author Patrick Snow.

Help Others Become Debt-Free
In my opinion debt is one of the worst plagues affecting our society. Therefore one of the best things you can do is to help others become debt-free. It starts by embracing and living the self-empowering principles of financial responsibility. It continues when you help spread the word that living a debt-free life is possible and offer hope to people who need assistance.

One of the best ways to do this, I believe, is by joining with Invest In Your Debt and becoming a seminar leader. To find out more information call Margie, the Invest In Your Debt Professional Seminar Coordinator at 888.913.8786 between 7:00 AM to 4:00 EST, Monday through Friday or email her at margieh@investinyourdebt.com.

You can change people's lives and you can get started today!

Creating Money
Carol Tuttle, author of "Remembering Wholeness" has created a great CD called Creating Money. It will help you change how you think about money and open up new ways to look at money making opportunities. I'll always recommend that you make more money. When you get Carol's help you will be well on your way.

A Better Job
Another way to make more money is by getting a better job. Here's some help to make sure you're successful.

Do You Have a Millionaire Mind?

Listen RIGHT NOW to a FREE audio seminar offered by Peak Potentials Training that makes some incredible claims! According to this seminar there is a "Secret Psychology of wealth" practiced by the ultra rich? Do you have a "Millionaire Mind"? T. Harv Eker, the Seminar's creator is fast becoming an international celebrity because of the incredible power of his training and his world class delivery. I highly recommend you listen to this FREE Seminar immediately!

Choose to be Rich
This program will teach you the 3 step plan to wealth that Robert's Rich Dad taught him. The program contains a Home Study Course Binder, 12 CDs with specialized lessons from Robert's personal team of experts, 1 video that will show you how to stop living from paycheck to paycheck and enjoy the power of having money work for you, 1 bonus audio tape that reveals the six simple obstacles people face on their path to wealth; and a debt eliminator - a practical tool to help you eliminate bad debt and build a strong foundation. Rich Dad's You Can Choose to be Rich

If you have any great money making ideas please share them with me


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Debt Calculator

See how long it will take for your debt to get paid off with one of these four options. We have listed a standard debt amount as a default on the debt calculator. You will need to enter your current personal or business debt amount below to see what your debt payoff amounts will reflect.

What's Best For You: Minimum Payments?

Debt Consolidation?

Credit Counseling? Debt Settlement?
Total Unsecured Debt $30,000.00 $30,000.00 $30,000.00 $30,000.00
Months To
Get Out Of Debt
430 60 60 36
Interest Rate 18.9 % 12 % 10-12% Ave None
Total Interest Paid $49,978.53 $10,040.01 $21,300.00 None
$900.00 $667.33 $855.00 $458.33
Total Cost
To Be Debt Free
$79,978.53 $40,040.01 $51,300.00 $16,500.00
Monthly Payments   Months To Get Out Of Debt   Total Cost To Be Debt Free
Minimum Payments Debt Consolidation Credit Counseling Debt Settlement
Enter Your Debt Information Here:
Your Total
Unsecured Debt:
Your Average
Interest Rate:
Months To
Be Debt Free:


PLEASE NOTE: This calculator gives you an estimate of how much it will cost you to get out of debt, how long it will take and how much your monthly payment may be with the different options to pay off your debt. Keep in mind "Minimum Payments" assumes you NEVER make any further purchases on your credit cards and the credit card companies NEVER raise the interest rate on your cards in the future from the rate calculated above. The "Debt Consolidation Loan" example is usually only possible when taking out an "equity line of credit" or "second mortgage", which involves securing your unsecured debt with your home. This is a very risky option for most people because the home could be foreclosed if you cannot make the payments.