Your Debt Relief
Information and Solution Source

10 Years of Debt Advice Help

Your Debt Relief Options

Bankruptcy
Do It Yourself
Debt Consolidation Loans
Debt Settlement Program
Debt Counselor Help

Debt Information Guides

How To Avoid Bankruptcy?
The Debt Collection Process
The Debt Elimination Plan
Dealing With Collectors
Cease And Desist Letter
Statute Of Limitations
The Debt Relief Calculator

Free Debt Relief Report

Grab Your Free Report Now How To Become Debt Free! "The Debt Relief Secret"

Name E-Mail

Contact Information

i Hate Debt.com
2525 Shelter Island Drive Suite E
San Diego, CA 92106

ihatedebtwebsite ""@"" gmail.com
(remove the ""before and after the @ sign. This is to detour spammers. Thank you)

Please Note: Office Visits are by appointment only. Thank you.

Testimonials

"Thank you for your help and resources. I had no idea how to handle my creditors until I found your website. Yes, there is light at the end of the tunnel!

Sincerely,
Amanda
(2nd Grade School Teacher, Washington)

"I appreciate your helpful information. We were able to work out a deal that is a win win situation for me and my debt collector's. Thank you so much. Sincerely,
Julie T.
(Receptionist, Texas)

 

QUICKLINKS TO OUR HELPFULL DEBT RELIEF INFORMATION AND TIPS

Section 1
A Look at Debt
• History of Debt
• Credit Card History
• Current State of Debt
• How You Got Into Debt
• Good Debt Bad Debt
• Business vs. Personal Debt
• The History of Debt in America
• Colinial Times - 1799
• 1800 - 1849
• 1850 - 1899
• 1900 - 1949
• 1950 - 1999
• 2000+

Living Debt-Free
• Manage Your Money
• Make More Money
• Save Money
• 6 Saving Tips When Moving
• Bank Like a Banker
• SameMoney-MoreFun
• Stay Debt-Free
• You as a Business

Dealing with Debt Collectors
• Dealing with Debt Collectors
• Statute of Limitations
• Cease and Desist Letter
• The History of Debt Collection

Section 2
Dealing With Your Money
The Two Step Plan
• Doing The Two-Step
• Step One
• Step Two

Section 3
Dealing With Your Creditors
• Alerts/Scams
• Alerts/Scams2

The Credit Industry
• Credit Industry
• The Fine Print
• The Secondary Debt Market

Section 4
The Credit Report
• The Credit Report
• Credit Report Tips
• Credit Score
• Credit Repair
• Credit Repair Scams
• The History of the Credit Report
• Credit and Your Career
• D.C. Credit Services
• Camco
• Date of Last Activity
• Date of Last Activity Letter

The Paths Out of Debt
• Create a Debt Payment Plan
• Neogtiate Better Rates & Terms
• Consolidation Loans
• Consumer Credit Counseling Services
• Negotiate Lump-Sum Settlements
• Bankruptcy
• The Easy Way
• The History of Debt Negotiation
• The History of Bankruptcy

The Debt Collection Process
• Original Creditor
• The Charge-Off
• Collection Agency
• Legal Problems
• Dirty Creditor Tricks

Section 5
Dealing With Yourself
• The Critical Factor
• The Art of Prosperity
• The End of Failure
• Prosperity Coaching

Section 6
Kids and Money
• Kids and Money
• How to Pay for College
• The Art of Prosperity Introduction

Learn How To Reduce Debt by 40- 60% Avoid Bankruptcy Eliminate Collection Calls Know How Collectors Think Become Debt Free Name E-Mail

Get Your Free Report How To Become Debt Free! "The Debt Relief Secret"

Debt Calculator

See how long it will take for your debt to get paid off with one of these four options. We have listed a standard debt amount as a default on the debt calculator. You will need to enter your current personal or business debt amount below to see what your debt payoff amounts will reflect.

What's Best For You:	Minimum Payments?	Debt Consolidation?	Credit Counseling?	Debt Settlement?
Total Unsecured Debt	$30,000.00	$30,000.00	$30,000.00	$30,000.00
Months To Get Out Of Debt	430	60	60	36
Interest Rate	18.9 %	12 %	10-12% Ave	None
Total Interest Paid	$49,978.53	$10,040.01	$21,300.00	None
Monthly Payment	$900.00	$667.33	$855.00	$458.33
Total Cost To Be Debt Free	$79,978.53	$40,040.01	$51,300.00	$16,500.00

Monthly Payments		Months To Get Out Of Debt		Total Cost To Be Debt Free
$900.00 $450.00 $0.00		430 215 0		$79,978.53 $39,989.27 $0.00

Minimum Payments Debt Consolidation Credit Counseling Debt Settlement

Enter Your Debt Information Here:
Your Total Unsecured Debt:		Your Average Interest Rate:		Months To Be Debt Free:	12 18 24 30 36 42 48

 

PLEASE NOTE: This calculator gives you an estimate of how much it will cost you to get out of debt, how long it will take and how much your monthly payment may be with the different options to pay off your debt. Keep in mind "Minimum Payments" assumes you NEVER make any further purchases on your credit cards and the credit card companies NEVER raise the interest rate on your cards in the future from the rate calculated above. The "Debt Consolidation Loan" example is usually only possible when taking out an "equity line of credit" or "second mortgage", which involves securing your unsecured debt with your home. This is a very risky option for most people because the home could be foreclosed if you cannot make the payments.

Your Next Step

I highly suggest that you speak with a professional debt negotiator in regards to your current debt situation. Our top go to guy, Charles, has been negotiating debt for over 10 years and knows what the best options are. He does not charge the crazy fees that the other debt negotiators charge. He actually comes up with a solution that you are happy with and will benefit from... all at the same time, on your terms with whatever you are comfortable with.

He is NOT a high pressure sales man. He is actually the owner of his own business that negotiates debts with lendors. I have personally used him to negotiate a bad home loan of mine. I use him and I recommend him!

Sincerely,
Aaron
Co-Owner of ihatedebt.com

Fill out the form below and Charles will contact you usually in a few hours. He has been very busy this year, so give him about 24 hours, at the most, to call you back. It will be worth your time! I promiss.